Save Money with Voluntary Benefits

Check out these voluntary benefits that can protect your family, home, car and pets. Enrolling in voluntary benefits helps you save money, with the convenience of after-tax paycheck deductions.

You can enroll in any of the following voluntary benefits during the 30-day period following your hire date:

Accident Insurance pays a cash benefit for each covered injury such as fractures, dislocations and burns; plus related services such as ground ambulance and physical therapy. There’s also a $50 per year wellness benefit per covered person.

Critical Illness Insurance pays a lump-sum benefit when you or an eligible family member is diagnosed with a covered condition such as cancer, heart attack, stroke, major organ transplant or kidney failure, as well as up to 25% of the cost of up to five days of hospitalization due to Covid. The maximum annual benefit is $40,000.

Hospital Indemnity Insurance pays a set benefit amount for covered hospital stays including intensive care unit (ICU) and non-ICU hospitalizations. There’s also a $50 per year wellness benefit per covered person.

Legal Services Plan offers reduced fees and/or discounts for legal advice and services on a variety of personal legal issues from a nationwide network of attorneys.

Auto/Home Insurance offers discounts on auto/home/other property insurance and/or personal liability insurance for yourself.

Identity Theft Protection offers social media and dark web monitoring, data breach notifications, credit alerts, online threat protection, parental controls and more.

Pet Insurance offers wellness coverage options, 50% or 70% reimbursement for covered vet bills plus a 24/7 vet helpline.

To see the per-paycheck cost of your voluntary benefit options…

  • Visit Corestream for information about auto, home and pet insurance, identify theft protection and the legal services plan.
  • Visit Workday for information about accident, critical illness and hospital indemnity insurance.

Good to know…

You can enroll in identity theft protection, auto, home, personal liability and/or pet insurance at any time during the year.

Enrollment times for legal services, critical illness, hospital indemnity and/or accident insurance are only:

  • Within 30 days following your hire date
  • During Open Enrollment each year
  • Within 30 days of a qualifying life event (marriage, divorce, birth or adoption of a child, or a change in your or your spouse’s employment status that affects your benefits eligibility). See Mid-Year Election Changes for more details.

NEW HIRE ENROLLMENT CHECKLIST

  • Get a quick Benefits Overview
  • Compare your health plan options carefully
  • Consider your tax-advantaged account options
  • See how voluntary benefits could save you money
  • Think about your disability and life insurance needs
  • Enroll now (or within 30 days of your hire date)*

*You must enroll by 5 p.m. CT on the 30th day following your date of hire for coverage in a health plan, FSA, HSA, legal services plan, and/or supplemental, critical illness, hospital indemnity and/or accident insurance plan to take effect on your hire date. Otherwise, you waive coverage in these plans until the next Open Enrollment (or until you have a qualifying life event, if sooner).

Good to know…

You can enroll in identity theft protection, auto, home, personal liability and/or pet insurance at any time during the year.

Enrollment times for legal services, critical illness, hospital indemnity and/or accident insurance are only:

  • Within 30 days following your hire date
  • During Open Enrollment each year
  • Within 30 days of a qualifying life event (marriage, divorce, birth or adoption of a child, or a change in your or your spouse’s employment status that affects your benefits eligibility). See Mid-Year Election Changes for more details.